Month: July 2019

Save more by calling in a moving professional

by Elaine Willett

It is fixed, you move very soon and of course, with the number of things to do and all the little details not to be missed, the stress begins to settle and more importantly, you absolutely want to limit the costs that s 'y will link and for a move that harmonizes seamlessly with your expectations of quality and reliability. Our practical advice to tackle an efficient and pressure-free move.

Organize your move well

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Effectively a move is rarely experienced as a moment of pleasure, because not only is it taking, but it can be expensive if we do not give ourselves the means to plan everything to the best and ensure that it is successful without spending even more money and energy. By the way, two schemes are mainly conceivable to organize his move.

The first is the option to move alone, the most economical alternative elsewhere but that will require a lot of your efforts with the battery of things to predict and ensure, and that it is from the administrative point of view and logistics.

Unless, of course you have the opportunity to ask a hand cost to your loved ones, who will be happy to help you to make the boxes and ensure the handling of packages for transport.

Even though moving alone, even if it is more economical, will be combined with a lot of stress and frustration because you will manage everything yourself and do not have the required skills and experiences, you will have enough of what you worry.

Join the useful to the pleasant

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After that, it may be the fear of spending too much that keeps you from engaging in a collaboration with Paris moving professionals, but understand that with practical and extremely clever plans you will easily reach your relocation goals. successful and all cheap.

What we propose to you in this design is that you can yourself and with the help of friends and relatives ensure the conditioning of packages, that is to say the dismantling of furniture and the packaging of accessories and personal effects, to pay then only the handling and in particular the transport of the packages to the new home.

After all, make the boxes with his knowledge may be that friendly, in addition you will not even see the time spent and duplication of efforts provided, because it is obviously the way enough fun to move without a strand of 'anxiety.

Saving more money

Saving more money

Another possible approach to saving more money is to avoid peak periods, because in principle, during the holiday months and especially when school enrollments and the return to work are approaching, the number of people in make a move is considerably on the rise and systematically, moving services benefit to increase their price.

The ideal would be to be able to stall the date during the second quarter of the year. At this time, the professional movers tend to somewhat soften their offer and this could actually consolidate your expectations for an easy and lavishly economical move. Leave waiting for a few months before enjoying the innovative framework that you have proposed, because in this way you also give yourself plenty of time to organize in the best conditions and begin the process carefully and without rushing.

Now that you have the keys, it only remains to apply the principles proposed so that your move project is done in advantageous conditions and without any hassle.

There is no real winner in the competition for the two home savers!

by Elaine Willett

The two home savers are Good Finance and Good Credit Home Savings, both of which are popular products! Both products achieve good results with different features.

We compared and came to the following result:

  • For those whose savings are most important, decide on Good Credit,
  • if the mortgage loan is available, Good Finance will take the palm.

We'll show you how to choose!

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The two offers are very similar, but we found a difference in terms of life situations because there is a big difference in promotions and discounts over the same term.

Now we look at the offers of 4 and 10 years with the payment of HUF 20,000 / month by the two popular apartment savings banks, Good Finance and Good Credit.

Good Credit A Home is 4 years old

48 Months $ 499.00 save on THM 7,59% $ 1,549,504 loan $ 100

Good Finance is 4 years old

48 Months $ 499.00 savings on APR 9.85% $ 1,927,230 on loan $ 100

Good Credit A Home is 5 years old

60 Months $ 599.00 save on THM 7,29% $ 2,036,099 $ 36,000 Open Account

Good Finance is 5 years old

60 Months $ 599.00 save on THM 7.29% $ 2,133,700 loan up to $ 40,000 open an account

Good Credit A Home is 6 years old

72 Months $ 5,000 save on APR 6.70% $ 1,877,230 on loan $ 60

Good Finance is 6 years old

72 Months $ 10,000 savings THM 4.03% $ 2,052,200 loan $ 50,000 account opening

Good Credit A Home is 10 years old

120 Months $ 5,000 save on THM 6,34% $ 4,464,135 loan $ 5,000 open an account

Good Finance is 10 years old

120 Months $ 3,000 save on THM 6.34% $ 4,514,223 on a $ 26,000 account

It seems that the yields vary with different maturities, but even the account opening fee influences the yield.

Good Finance gives longer maturities than Good Credit, which also affects our available returns. The account opening fee also counts, their promotions and discounts!

If you take the most money you can!

Because of today's real estate prices, home savings are becoming more and more popular, which is why the contracted amount does not matter.

The contractual amount is divided into two parts

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  • of the amount saved
  • from a home loan based on your savings

Good Finance Home Savings offers higher savings than Good Credit. The difference is due to the difference between the maturity and the account opening fee. Preliminary comparison shows this.

Good Finance stands out in the housing savings market as well (3.5% loan interest rate)

When is the Account Opening Fee?

When is the Account Opening Fee?

The only significant cost than saving a home is the account opening fee. (This is usually 1% of the contract amount)

Good Finance Home Savings does not offer account opening discounts or special offers!

Good Credit gives you a discount on opening an account with no new product, so there is no additional cost.

According to the expert:

“All in all, the savings bank products of both homes have their advantages and disadvantages. Good Credit offers you more for savings and Good Finance for favorable terms when you need a loan to buy a home. ”

One of the biggest financial issues in our lives (and such as taking out a home loan) is to make a well-informed decision.

If you would like to take a loan, you are interested in your options, call our credit brokerage specialists to help you make a professional decision!